At the top of the Photorealistic picture taken from a camera image, place the text "Happy Christmas Jim & Elisa" in frosted-white festive script with a soft gold shimmer and a gentle drop shadow for legibility.

Ultra-high-definition 4K UHD lifelike winter photograph: a low waterline tracking shot of two sleek speedboats racing across a crisp, glassy lake, snow-dusted pines and a cozy harbor glowing with warm fairy lights in the background. The lead boat is decked in twinkling multicolor Christmas lights, tinsel garlands, and a big red bow on the bow; a small, real fir tree is strapped securely up front, its ornaments fluttering from the speed. The second boat behind kicks up glittering spray that catches the sunlight like snow, towing a giant gift-wrapped box skimming the surface like a sled for a funny twist. Drivers wear Santa hats and life vests, laughing, breath mist visible in the cold air. Hyper-detailed water droplets frozen mid-splash, crisp reflections on the hulls, polished chrome hardware, subtle lens flare, and creamy background bokeh for rich depth of field. Natural, accurate winter daylight with a hint of golden hour warmth; true-to-life colors and textures. Shot from a chase boat using a 200mm telephoto lens, f/2.8, 1/2000s, ISO 400—sharp focus on the lead boat with slight motion blur on the background for speed. No logos or watermarks.

At the bottom right, add a small cheeky caption in playful brush script, frosted white with tiny gold sparkles: "Sleigh the waves!"

Generated with these themes: Spped Boats, and .

Made with ❤️ by AI.