At the top of the Watercolor Style image, "Merry Christmas from the Stewarts" in playful hand-lettered watercolor script, holly green with tiny gold-flecked splashes and a soft white glow for legibility.

A funny, cozy watercolor portrait: center a cheerful middle-aged couple and their two mischievous dogs in a loose, airy scene. The man is middle-aged with blonde hair and a blonde goatee, wearing a classic red Santa hat and a delightfully tacky festive sweater; he grins with one eyebrow cocked. Beside him, a plump middle-aged woman with blonde hair laughs warmly, her hair whimsically decorated with shiny Christmas baubles (a few dangling like earrings), and a cozy red cardigan. In front, a black cocker spaniel sits proudly in a slightly-too-big Santa hat flopped over one ear, silky wavy ears and bright, impish eyes. Next to it, a golden Labrador in a Santa hat presents a bright red bauble in its mouth with comic pride, a tiny glint of drool and a loose strand of tinsel trailing like a victory ribbon.

Set them against a softly suggested holiday backdrop: a loosely painted, slightly wonky Christmas tree off to one side, glowing fairy-light bokeh as warm golden dots, and delicate snow-like paint splatters drifting across the scene. Use soft watercolor washes, delicate gradients, and subtle pigment blooms; let colors bleed charmingly at the edges (wet-on-wet) with visible cold-pressed paper texture. Keep outlines minimal and soft, with a festive palette of cranberry reds, pine greens, warm golds, and snowy whites. Add playful watercolor splashes around the dogs for motion and humor, and a few gentle highlights reserved from the white of the paper on the baubles and eyes.

At the bottom in small, cheeky watercolor lettering, add: "Powered by cookies and dog drool."

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